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Should you buy or rent?

See the real monthly cost of each option — PMI, property tax, and insurance included — plus how the math shifts over time.

🏠

Buying

Home price ($)

Down payment ($)

Rate (%)

Loan term

Property tax (%/yr)

HOA + insurance ($/mo)

🏢

Renting

Monthly rent ($)

Renters insurance ($/mo)

Parking ($/mo)

Annual rent increase (%)

Monthly cost breakdown

Principal & interest—

Property tax—

HOA + insurance—

PMI—

Total — Buying—

Rent—

Renters insurance—

Parking—

Total — Renting—

Calculating…

🏠 Buying

—

🏢 Renting

—

True cost over 7 years — total spent minus what you'd own

Drag to change the timeframe

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